Personal Loans

Have you been dreaming of a holiday, home renovations or even just simplifying your existing debt? At Diners Club, cardmembers can apply for a personal loan of up to $20,000 to help make those dreams come true.

Not yet a Cardmember? Click here for a combined Personal Loan & Credit Card Package.

Loan features:

• Amount to suit your needs: $1,000 to $20,000.

• Flexible Repayment terms: 12 to 48 months.

• Fixed interest rate: currently 17.80% p.a.

• Establishment fee: $100

• Automatic payments through direct debit – making sure your payments are paid on time, every time.

• Funds will be paid to any New Zealand Bank account in the name of the applicant.

Personal Loan Repayment Insurance (Optional)

Help protect yourself and your family in the event of injury, illness, redundancy or death. Personal Loan Insurance can make all or most of your loan repayments when you can’t or pay your loan balance if you die.

Click here for the Personal Loan Insurance Policy.

To be eligible for a Personal Loan, you must:

1. Be the main cardmember (Personal Card) or account holder (Business Card – individual liable); and
2. Have no overdue balances.

It’s easy to apply:


apply now

Once you have applied please complete and return the required documentation.

• The Direct Debit Form. Click here to download the form.

• Attach a copy of a Bank Deposit slip (with a pre-printed account number) or a Bank Statement in your name where the funds are to be deposited.

• Submit your completed application in one of the following ways :
Fax: 09-359 7802
Post: Freepost 2015, Diners Club International, PO Box 1533, Shortland Street, Auckland 1140

Use our Repayment Calculator to check what your monthly repayments could be.

Repayment Calculator
Enter amount:
(Min $1000; Max $20000)
$
Choose Term:
months
Is Loan Insurance Required? :
Yes No
Interest rate:
 %
Establishment Fee:
$
 
Loan Amount:
$
Establishment Fee:
$
Loan Insurance Premium:
$
Interest charged:
$
Total amount to be repaid:
$
Monthly repayment:
$
Please note:
All calculations generated are illustrative and provided as a guide only and are not guaranteed to reflect the individual needs and circumstances of a customer. You should seek independent legal and financial advice before committing to any agreements. The calculations do not constitute a quotation or offer of finance by Diners Club. Diners Club applicable lending criteria, fees and interest rates apply for all applications for credit, all of which are subject to change. Personal Loans are governed by a separate agreement.

For more information, please call us toll-free on 0800 346 377.


Note: Personal Loans are governed by a separate agreement. Credit criteria and conditions apply. Early repayment fee of $50 applies. Approval will be at the sole discretion of Diners Club.